To facilitate the insurance claims process, it’s essential to document the storm damage as thoroughly as you can. Take photographs and videos of all affected areas and of any damaged contents before anything is removed. Keep detailed records of all the damage, including personal belongings, furniture, appliances, cabinets, clothes, electronics, etc. Your insurance adjuster will need to know the price, age, and condition of all these items. We’ll assist you in gathering the necessary evidence for a smooth claim process.

We understand that dealing with insurance companies can be daunting. Our team has experience working with insurance providers and their adjusters; however, reporting damages is not something we can do. Your next step is to contact your insurance provider and explain what has happened. They will advise you on what to do next. If you are directed to file a claim, you will most likely be contacted by a field adjuster to schedule an inspection. A field adjuster is your insurance company’s “eyes and ears.” Their job is to inspect your home and return an estimation of damages to your insurance company.

Insurance adjusters often only write for damages they can see. Many of our customers have been encouraged by their field adjuster to find a contractor and if the contractor discovers additional damage, the contractor can document it and file a supplement of damages with the adjuster for review.

We utilize the same industry-standard estimating software as insurance companies and adjusters. This allows us to identify potential supplemental damages and efficiently streamline the claims process, ensuring faster results compared to other contractors. To assist us, we will need your claim number, insurance contact information, and a copy of your insurance policy declaration page(s).”

In most cases, if your damaged property is covered under a replacement cost policy, the cost of our services will be determined by the insurance claims process. Your primary responsibility will be to cover the deductible.

If you’re unsure whether your policy includes replacement cost coverage or have questions about your insurance policy, we recommend contacting your insurance agent for a detailed explanation of your coverages and a copy of your policy. For damages not covered under a replacement cost policy, we can provide you with a direct estimate for the necessary repairs.